:root{--ny-navy:#0a3a82;--ny-navy-d:#06265a;--ny-orange:#f97316;}
.ny-topbar,.ny-brandbar,.ny-nav,.ny-footer{font-family:'Poppins',Arial,sans-serif;}
.ny-wrap{max-width:1140px;margin:0 auto;padding:0 20px;}
.ny-topbar a,.ny-brandbar a,.ny-nav a,.ny-footer a{text-decoration:none;transition:.25s;}
.ny-nav ul,.ny-footer ul{list-style:none;margin:0;padding:0;}

/* top bar */
.ny-topbar{background:var(--ny-navy-d);font-size:13px;}
.ny-topbar-in{display:flex;justify-content:space-between;align-items:center;min-height:38px;}
.ny-toplinks a{color:#dbe6f7;margin-right:18px;}
.ny-toplinks a:hover{color:var(--ny-orange);}
.ny-social a{display:inline-block;width:26px;height:26px;line-height:26px;text-align:center;border-radius:50%;background:rgba(255,255,255,.14);color:#fff;font-size:11px;font-weight:600;margin-left:6px;}
.ny-social a:hover{background:var(--ny-orange);}

/* brand bar */
.ny-brandbar{background:#fff;}
.ny-brandbar-in{display:flex;justify-content:space-between;align-items:center;padding-top:14px;padding-bottom:14px;}
.ny-brand{display:flex;align-items:center;gap:12px;}
.ny-logo{width:52px;height:52px;line-height:52px;text-align:center;border-radius:14px;background:linear-gradient(135deg,var(--ny-navy),var(--ny-navy-d));color:#fff;font-size:26px;font-weight:700;}
.ny-brandtext b{display:block;font-size:26px;line-height:1.1;color:var(--ny-navy-d);font-weight:700;}
.ny-brandtext b i{font-style:normal;color:var(--ny-navy);}
.ny-brandtext small{display:block;font-size:10.5px;letter-spacing:2px;color:#64748b;margin-top:3px;}
.ny-cta{background:var(--ny-orange);color:#fff !important;padding:12px 26px;border-radius:50px;font-weight:600;font-size:15px;box-shadow:0 8px 20px rgba(249,115,22,.3);}
.ny-cta:hover{background:var(--ny-navy);box-shadow:0 8px 20px rgba(10,58,130,.3);}

/* menu bar (sticky) */
.ny-nav{background:var(--ny-navy);position:sticky;top:0;z-index:1000;box-shadow:0 6px 18px rgba(6,38,90,.25);}
.ny-menu{display:flex;justify-content:center;flex-wrap:wrap;}
.ny-menu a{display:block;color:#fff;padding:18px 20px;font-size:14px;font-weight:600;border-bottom:3px solid transparent;}
.ny-menu a:hover{color:#fdba74;}
.ny-menu a.active{border-bottom-color:var(--ny-orange);color:#fdba74;}
.ny-burger{display:none;width:100%;background:none;border:0;color:#fff;font-size:16px;font-weight:600;padding:14px 0;text-align:left;cursor:pointer;}

/* footer */
.ny-footer{background:linear-gradient(180deg,var(--ny-navy),var(--ny-navy-d));color:#cbd5e1;border-top:4px solid var(--ny-orange);font-size:14px;line-height:1.8;}
.ny-footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1.4fr;gap:40px;padding-top:46px;padding-bottom:30px;}
.ny-footer h4{color:#fdba74;font-size:17px;font-weight:600;margin:0 0 14px;}
.ny-footer p{margin:0 0 12px;color:#cbd5e1;}
.ny-footer a{color:#fff;}
.ny-footer a:hover{color:#fdba74;padding-left:3px;}
.ny-footer-bottom{background:#041a3e;text-align:center;padding:14px 0;font-size:13px;color:#94a3b8;}

/* mobile */
@media(max-width:768px){
  .ny-brandbar-in{flex-direction:column;gap:14px;text-align:center;}
  .ny-burger{display:block;}
  .ny-menu{display:none;flex-direction:column;}
  .ny-nav.open .ny-menu{display:flex;}
  .ny-menu a{padding:12px 4px;border-bottom:1px solid rgba(255,255,255,.1);}
  .ny-footer-grid{grid-template-columns:1fr;gap:24px;}
}